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Long-Term Care Costs: 2017 Update for Nursing Homes and More

Past age 65, more than half of all Americans will need some form of long-term care in their lifetimes, according to a federal study. Unfortunately, long-term care costs keep rising, as evidenced by the 2017 Genworth Cost of Care Survey.

What are the types of long-term care? And how much can you expect to pay for long-term care services today? Let’s take a look:

long-term care written on notepad

Types of Long-Term Care and Their Costs

Homemaker Services

Some older people cannot manage certain household chores alone. That’s where these in-home services come in. Homemaker services include laundry, cleaning, cooking, and running everyday errands. These are generally “hands-off” services.

  • 2017 cost: $3,994 a month, $47,943 a year.
  • Based on 44 hours a week.
  • Change from 2016: up 4.75%


Home Health Aide

These in-home services are more “hands-on” but still less extensive and much cheaper than hospital care. Services include bathing, dressing, and assistance with eating. These services are perfect for older people who may need a little extra help each day.

  • 2017 cost: $4,099 a month, $49,192 a year.
  • Based on 44 hours a week.
  • Change from 2016: up 6.17%


Adult Day Health Care

Community-based adult day health care facilities relieve caretakers who are not able to watch their loved ones all day due to work or other responsibilities. Services include group activities, socialization, and supervision. Depending on the facility, clients may also have access to transportation, meals, and help managing medical needs and medications.

  • 2017 cost: $1,517 a month, $18,200 a year.
  • Based on service 5 days a week.
  • Change from 2016: up 2.94%


man in wheelchair with younger woman

Assisted Living Facility

Assisted living facilities help residents as needed with activities of daily living such as bathing, eating, dressing, and using the toilet. They generally do not provide medical care, but they do offer residents socialization, transportation, meals, and housekeeping.

  • 2017 cost: $3,750 a month, $45,000 a year.
  • Based on a private, one-bedroom unit.
  • Change from 2016: up 3.36%

Note: Assisted living costs also vary widely by state.


Nursing Home Care

Nursing home care is much more extensive than any other type of long-term care services – and therefore is more expensive. Services include room and board, day and night supervision, medical management, therapies, rehabilitation, and around-the-clock nursing care.

  • 2017 cost: $8,121 a month, $97,455 a year.
  • Based on a private room.
  • Change from 2016: up 5.50%

Note: The cost is slightly less for a semi-private nursing home room, $7,148 a month and $85,775 a year.

Related: Cheapest and Most Expensive States for Assisted Living

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    1. Brantly Blew says:

      Long-Term Care is definitely a topic of discussion to be had when signing up for Medicare. The earlier you get Long-Term care the better off you’ll be because the older you get the less likely you’ll get approved for Long-Term Care. If you would like to email me on the matter I’m a Medicare Broker but I also do Long-Term Care as well. I am in Southern California where prices aren’t cheap so start looking into it ASAP.

    2. Doris Kasold says:

      These are very useful options for seniors to age well but I think that home care is a better option, allowing older adults to age in place. In fact, my neighbor’s mother is also receiving home care services. She has Alzheimer’s and the approach her caregiver uses by involving her in some activities seems really good for her.

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