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Senior Finances

Part-Time Jobs You Can Get to Supplement Your Retirement Funds

There are a number of reasons you may be looking into a part-time job after retirement; you want to stay active, you simply miss working and interacting with people or maybe you’re bored and need something to do, or perhaps you didn’t save as much as you had originally planned. Between the current economic climate and the most-traveled senior generation ever, a big reason adults 55 and better are seeking part-time work is to supplement their retirement funds.

But what’s the best part-time job for you and your lifestyle? Here are 12 part-time jobs you can get to supplement your retirement funds.

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1. Freelance Consultant

You were good at your previous job and you loved it. Why not continue earning based on your years of experiences? Start with your former employer or companies in a similar field. Put out some feelers on Craig’s List or one of the thousands of job sites on the Internet.
Pay Rate: Name your price, and negotiate. Rule of thumb is to set what your last salary was and divide it by the hour.

handyman

2. Handyman

Are you Mr./Mrs. Fix It? If you’re a Jack or Jill of all trades, consider being a maintenance worker for your complex, community, or a company. Some places have on-call maintenance people and pay 3 hours worth of work even if it only takes you 1 minute to unclog a sink.
Pay Rate: $17/hr

tutor

3. Tutor

Even if you’re not a retired teacher, you may have the background in a subject matter beneficial to young minds. You can help students of all ages get through homework, prepare for exams and SATs, or even learn a new language.
Pay Rate: $17/hr

coach

4. Athletic Coach

Not only do you get to be active and share your passion for the game, but you also get to give back to the community. Help build camaraderie and teach teamwork. Some recreation leagues and clubs pay, as well as middle and high schools.
Pay Rate: $14/hr

nanny

5. Childcare

Another rewarding job is providing care for your friends and family via childcare. Being a nanny or babysitter gives you a chance to enrich young minds and provide emotional support to children and to their families.
Pay Rate: $15/hr

6. Pet Sitter

If you love animals, you’re barking up the right tree! Help your neighbors and friends by taking on some of the care required for their family pet while they are at work or away on vacation. You can also join smartphone apps to solicit your services. Some of your clients might be fellow retirees since pet-friendly senior housing is common.
Pay Rate: $13/hr

7. Hospitality and Tourism

Hospitality worker doesn’t just mean working at a hotel. You can help coordinate travel plans for resorts, become a travel agent and work from home, work for car rental agencies, cruise ship companies, airlines, and more. From food service to security, the opportunities are vast.
Pay Rate: $12/hr

8. Seasonal Employment

Wal-Mart, Target, malls, amusement parks, and more are always hiring part-time seasonal employees. From stocking shelves to customer service representatives, the work can be stress-free and rewarding. Plus, you’ll have a leg up on the newest products coming out for the holidays.
Pay Rate: $10/hr

customer service

9. Customer Service Representative

Call centers, retailers, and other industries are always seeking customer service representatives to be the face and/or voice of their company. If you have the gift of the gab, this part-time job may be the best fit for you.
Pay Rate: $13/hr

blog

10. Blogger

Even if you don’t have the gift of the gab but have a way with the words, and are comfortable with some technology, try blogging. Not only do you get to write about topics you’re an expert on, but you also get to work in the comfort of your own home (and often in your pajamas).
Pay Rate: $20/hr

11. The Government

If you’re having trouble finding part-time work or fear age discrimination, consider a job with the government. There are seasonal and part-time positions available and the government is one place looking for a depth of experience.
Pay Rate: Varies depending on position.

senior driver

12. Uber, Lyft, or Taxi Driver

You’ve probably used ride-sharing apps yourself, and Uber and Lyft are providing senior transportation, so why not get in on this fast-growing business? You get to choose your own hours and fares and get to meet many interesting people. If you have a working vehicle and insurance, you can really drive up your income.
Pay Rate: $16/hr

These are just some of the thousands of part-time jobs you can find to put a little extra change in your pockets. Speaking of pockets, pull out your smartphone and see what apps are out there that can also help you earn extra income through gig economy jobs for seniors.

Do you have a part-time job that’s helped you supplement your retirement funds? Share your experience in the comment section.

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  • Rafael Henriquez

    About :

    Rafael (Raf) is the Targeted Content Writer & Strategist for ForRent.com, CorporateHousing.com, After55.com, and ForRentUniversity.com. He helps create, edit, and plan content that connects current and potential renters with apartment and property managers and owners. When Raf isn’t busy writing, he spends a great deal of his time performing sketch and improv comedy, hanging out at the beach, and looking at memes on the Internet.

    Comments

    1. My husband and I have lived in our older Class C rv for several years.

      From your question, it’s hard to tell : do you have your own rv or are you looking to move in with someone who does?

      If living with someone, here’s a few questions you’ll need to ask :

      Will you be paying rent? Part of the food cost? Half the gas and common maintenance costs? Half of any rv repairs? These are things you’ll need to find out before climbing into that rv and taking off!

      Also…before moving in with an rv owner, DO A BACKGROUND CHECK on him/her! You do NOT want to move in with someone who has a sketchy background. That person could easily take your money and valuables while leaving you behind in the middle of an Arizona desert!

      Okay…so much for the commonsense things anyone should do before moving in with a stranger or ‘casual friend’, be it in an rv, a trailer, an apartment, etc.

      Now here’s some things you need to check into:

      Will the park that you want to live in allow motorhomes older than 10 yrs of age? Can you receive your mail there?

      Or will you be constantly traveling? If traveling, what state will be your ‘home’ state where you can receive your mail via a third party, vote, renew your IDs, and get your yearly vehicle registration?

      Also, are you planning on living in an rv park or do you plan on ‘boondocking’? Thankfully, YouTube has many videos uploaded by full time rv-ers who will tell you the pros and cons about boondocking…living full time in a motorhome…how to get your mail…how to have internet access…where you can find people who’ll let you boondock overnight on their property…jobs you can work if low on cash…etc.

      In fact, there isn’t much you cannot find on YouTube when it comes to living full time in a motorhome/trailer, or even in a car or suv. Check YouTube out to get as much info as possible! You’ll be glad you did!

      Also, while $1,700 a month sounds good, keep in mind that the government can and will attach your monthly income at the beginning of your receiving it if you owe any forgotten and long overdue education loans or anything else to the government. In fact, your income can be legally reduced to just $300 a month until that loan/tax, etc., is paid in full.

      Case in point : My retirement income was suddenly and without notice reduced to just $300 one month approximately 6 months after I started receiving it. (Social Security admitted they had sent the Notice to an old 1986 address while still having my current address on file!)

      When I called Soc. Security, I was told that my ex-husband had received “too much money for you as his wife” back in 1986 when he had received money for a disability accident. And even though my ex-husband was still alive and receiving SSI payments as well as a pension, they decided to take the money from me “since you were the one who received it”. Did I remember any of this? Nope. Too long ago. Did I have any paperwork showing my having received or not received any money as a dependent back then? Nope. Too long ago. Could I ask for a hearing to determine whether or not I should have to pay this? Yup, but without paperwork to back me up, I’d never win.

      Don’t scoff at this or dismiss it. From what I’ve found, apparently the government does this quite often to newly-retired people.

      Wait a few months after your retirement income has started before making any plans that will hinge on your NEEDING that $1,700 to survive. Just because your income isn’t attached the first two or three months doesn’t mean it won’t be. Be cautious, move slowly, and don’t allow yourself to get into a situation you’ll regret.

      Personally, I’d use the first year of retirement to work part-time and save as much money as possible. Social Security will be able to tell you how much you can earn before they have to ‘readjust’ your monthly income amount.

      And you ARE going to need some Savings. After all, if you have your own motorhome, you’ll need a minimum of $3,000 in Savings in case you have mechanical problems that suddenly arise. Heck, a couple of flat tires can run you over $700 just by themselves, never mind a transmission problem and a tow!

      Also…you might want to consider living in a van instead of a motorhome. There’s quite a few ‘boondockers’ and rv-Parkers who live year round in vans which are less costly to buy and maintain than any Class A, Class B, and Class C motorhome. And many of these travelers have their pets with them.

      There’s a lot of things to consider so be patient and do the homework.
      This way you can have the happiest retirement life possible.

      Good luck…and maybe we’ll see you on the road. 🙂

    2. Are there any seniors living full time in an RV? I would like to because I don’t have savings. If I retire next month, I will have $1700 monthly income.

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