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7 Reasons to Retire in Arizona

If you’re looking to retire, one of the first things you’ll have to decide is where to settle down. Most retirees are looking for a place with a fairly low cost of living, with warm weather, and that offers plenty to do. Arizona meets those criteria perfectly, making it a great place for retirement.

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Why Retire in Arizona?

Here are the top seven reasons you should retire in Arizona:

  1. Tax-friendly for retirees
  2. Low cost of living
  3. Varied climate
  4. Possible health benefits
  5. Low-maintenance living
  6. Great attractions
  7. Lots of fellow retirees

Let’s get into the details!

Arizona is fairly tax-friendly toward retirees

An important part of the retirement decision is looking at the tax rates of specific states so you can be sure you’ll be able to live off the money you have. Arizona is “moderately” tax-friendly, according to SmartAsset. Social Security is not taxed, property taxes are substantially lower than the national average, and public pensions qualify for a deduction. Property valuation follows a complex system, but many seniors are able to take advantage of clauses that reduce housing costs. Also, groceries, one of the major living expenses for seniors, are exempt from Arizona sales tax.

The cost of living in Arizona varies

Arizona is well-known for main cities such as Phoenix, and the cost of living in Phoenix makes it a bargain among big cities. However, cities all over the state might be interesting to retirees, and even Phoenix has dozens of suburbs and surrounding cities that have different costs of living. Places like Scottsdale are beautiful, with lots of amenities, if you’re willing to pay the higher cost of living. Tucson, about two hours from Phoenix, is cheaper.

arizona climate

Arizona offers all kinds of climates

Obviously, Arizona is well-known for being extremely warm. People think of Arizona as being one big, hot desert. To an extent, that’s true. However, the state’s climate actually varies widely. Phoenix is a great place to be during the winter, with highs in the 60s and 70s. Though Arizona can get hot in the summer, the low humidity tends to make it feel not that bad. Flagstaff, on the other hand, is at a much higher elevation, which makes it about 25 degrees colder than Phoenix at any given time.

Arizona’s weather might help your health

A warning comes with this possible benefit: Your mileage may vary. People assume that low humidity and high heat can help relieve both allergies and arthritis. The Arthritis Foundation confirms that cold, wet weather (something you won’t get much of in southern Arizona!) is the worst for inciting arthritis pain. The Cleveland Clinic warns, however, “Weather has some impact on arthritis, but it’s not the be-all, end-all.” What might actually help is that you’ll get out and be more active in warm weather than in cold climates.  As for allergies, people in Arizona get those, too, though they might be caused by different plants than what affects you back home. Plants can bloom all year in Arizona, too, with no killing frost. So perhaps the best advice: Come visit Arizona for a while first to see how your health fares.

Arizona yards are extremely low-maintenance

People tend to think of green lawns as being the epitome of a beautiful yard. Not so in Arizona. Arizona is full of beautiful, colorful flora that thrives in the dry climate. This makes Arizona a good place to live if you want a nice yard with minimum effort. People tend to fill up their yards with multicolored rocks rather than grass, and it makes for a uniformly pretty experience. Some cities such as Glendale even pay residents to ditch grass and switch to native plants to save water. You won’t miss the green, and you definitely won’t miss the lawnmower.

grand canyon

Arizona offers all kinds of great attractions

Perhaps one of the best-known things about Arizona is the Grand Canyon. It’s one of the seven natural wonders of the world, and no matter where in Arizona you choose to settle down, the Grand Canyon is only a few hours away. There’s more, though. From the Musical Instrument Museum, known for its gorgeous acoustics, to the Mystery Castle, a whimsical, unique building open for tours, you’ll never be lacking in entertainment in Arizona.

Arizona is a retiree haven

Sun City, just to the northwest of Phoenix, was the first active adult community in the U.S. It has since become an extremely normal thing to see other retirees going about their daily business through the state. In fact, about 17 percent of Arizona residents are age 65 or older. No one in Arizona is going to be surprised to see retirees out hiking the abundant trails or enjoying the diverse culture. Retirees are welcome here.

retire to Arizona

Are You Ready to Retire in Arizona?

Find retirement communities in Arizona on You’ll especially find an abundant number of retirement communities in Phoenix and the surrounding area, along with numerous retirement communities in Tucson.

Other popular retirement cities in Arizona include:

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  • Rafael Henriquez

    About :

    Rafael (Raf) is the Targeted Content Writer & Strategist for,,, and He helps create, edit, and plan content that connects current and potential renters with apartment and property managers and owners. When Raf isn’t busy writing, he spends a great deal of his time performing sketch and improv comedy, hanging out at the beach, and looking at memes on the Internet.

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