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7 Reasons to Retire in Florida

Once you get to a certain age, you’ll probably make the decision to retire, and with that decision comes a lot of thought. One of the biggest decisions you’ll have to make when you’re retiring is where you’re going to do so, and it’s not a decision that should be taken lightly. After all, you’ll probably end up spending the rest of your life there! Florida is a great place to go for retirement, and most likely your first choice. Here are seven reasons to retire in Florida.

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retirement in florida

Florida is one of the most tax-friendly states for retirees

There are plenty of reasons that seniors choose to move to Florida, and one of them is that the tax rate for retirees is extremely low. Social security income, retirement accounts, and pension income aren’t taxed, and there’s no state tax, so you just pay federal taxes on any money that you make from working. Property taxes are also about 2% lower than the national average, and Florida’s homestead exemption applies to the first $25,000 of a home; some senior citizens older than 64 even qualify for an additional exemption of up to $50,000.

There are plenty of attractions for you to visit all over Florida

Florida’s weather and location make it a perfect place for all kinds of attractions, no matter what kind of thing you’re interested in. It’s great for sports fans; Florida as a state hosts three NFL teams, two MLB teams, two NHL teams, and two NBA teams. On the other hand, if you’d rather your day be educational, you can visit the Kennedy Space Center or Dry Tortugas National Park. Not interested in either of those? Florida is also a hub of art and theatre, with routine events at Pensacola’s Saenger Theater, the Salvador Dali Museum, and St. Augustine’s historic district, which houses the mythical “Fountain of Youth” that Ponce de Leon found nearly 500 years ago. Did we mention amusement parks galore?

Of course, with thousands of attractions, it means dealing with tourists when you retire in Florida. With how nice the weather is, this should almost be expected, but it should still be mentioned. In 2016, almost 113 million people visited Florida! It’s great for the economy and can be fun if you like the hustle and bustle, but might not be great if you prefer the quiet.

retire in florida

The weather in Florida is lovely, especially during winter months

In the summer, it can be a little warm, and some people definitely aren’t used to the humidity that comes along with that heat in a state so close to the ocean. However, that may be offset by how nice it is during the winter — even in the dead of winter, the average daily high is around 70 degrees and is rarely lower than 50 degrees. It’s a selling point for tourism, and locals will brag about it if you ask. There’s a reason Florida is known as “The Sunshine State.”

Both in-state and interstate travel is easy in Florida

If you’re just looking to go to another city for a particularly exciting attraction, you don’t even need to rely on your own driving skills. Florida has a great public transit system, which is constantly being worked on by the Florida Department of Transportation to be even more accessible. It’s also great for interstate or even international travel; there are international airports all over the state, as well as plenty of domestic ones.

retire to florida

Even in expensive cities, Florida’s cost of living is lower than many other high-bustle areas

Though it’s not exactly the cheapest state in the nation, Florida definitely isn’t so expensive that you’ll raise your eyebrows. Florida is routinely ranked right in the middle of the pack, and the Daytona/Deltona/Ormond Beach county was listed in AARP’s 2013 list of the top 10 low-cost cities with maximum comfort.

When you retire in Florida, you’ll have a huge amount of leisure activities accessible to you

It’s well-known that Florida is a great place to be outside and soak up some of that Vitamin D. But the great thing about it is, those activities are accessible to people of all ages, incomes, and abilities. There are gorgeous beaches, calm, quiet fishing, and even kayaking and canoeing in spades! And let’s not get started on the countless golf courses. 

Communities exist all over Florida for all kinds of retirees

When most people think of Florida, they think of retirees. Thankfully, that idea has led to a great amount of support for those who do retire in Florida. About 20% of Florida’s population is over 65, and about 55,000 seniors move there every year! If you’re looking for a community to join, After55 will help you find active adult and senior care communities in your area. Their robust database can help you find all kinds of communities.

Easy choice, right? Now check out these communities for adults 55 and better.

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  • Rafael Henriquez

    About :

    Rafael (Raf) is the Targeted Content Writer & Strategist for,,, and He helps create, edit, and plan content that connects current and potential renters with apartment and property managers and owners. When Raf isn’t busy writing, he spends a great deal of his time performing sketch and improv comedy, hanging out at the beach, and looking at memes on the Internet.

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